First Harvest Credit Union is a member of cuBIZloan, a collaboration of credit unions that process business and commercial loans.

Get your loan pre-screened in three easy steps

1. Submit the Loan Request Form

Please provide details about your business. will then work to find the best loan product. Questions? Contact our lending team at (609) 362-3263.

2. Get Matched to a Lender

Eligible loan requests are matched to a lender in the network. We help borrowers choose the best loan option from our network of 75+ lenders.

3. Dedicated Loan Specialist

A Loan Specialist is available to help you through the application, contracting, and hopefully funding!

Tell us about your business needs and let’s get started


Please complete the form below and one of our loan specialists will contact you.

Loan Request Form - Scoring - ACTIVE
By checking this box, I agree to the terms of use and authorize cuBIZloan, LLC to forward information as stated in the terms and conditions to lending sources to help my business secure financing.

Have more questions?

Commercial Lending

With cuBIZloan business owners, investors, associations and municipalities will find a trusted lending partner with loan decisions made locally. Our credit unions offer loan features that most other financial institutions are not able to provide. Our goal is to quickly and efficiently generate a loan decision.

Send your next loan opportunity to cuBIZloan and find out why working with local credit unions makes sense for:

Commercial Mortgages

  • Purchase or refinance commercial real estate
  • Competitive Rates
  • Variety of Terms
  • Conventional or SBA
  • Up to 80% LTV, cash out options
  • No early termination penalties

Commercial Real Estate Secured Lines of Credit

Looking to grow your business? Obtain the additional funds you need for your business to succeed with a secured commercial equity line of credit. This allows you to tap into the equity of your eligible commercial property, using the property as collateral. These lines of credit feature:

  • Financial flexibility for purchases
  • Covers cash flow needs
  • Competitive rates
  • Multiple pay back term options
  • No early term penalties
  • Construction Loans

Have a new project in mind? Or need to remodel your current facility? Ideal for individuals, developers and contractors, our construction loans include the following benefits:

  • Multiple disbursements
  • Simple access to funds
  • Add a level financing option
  • Land acquisition financing

Term Loans

Term loans are short or intermediate financing options that are used to finance a business need for a specific amount of credit over a set period of time. Term loans can be used to:

  • Purchase equipment
  • Finance assets
  • Acquisitions
  • Purchase vehicles
  • Funds available for various business needs
  • Fund business growth or expansion

When you need a fixed-term loan using the equity in your existing commercial property, look no further than our competitive business term loans. These loans offer the following benefits:

  • Secured and unsecured options available
  • Fixed or variable interest
  • Repayments based on a predetermined schedule
  • Variety of terms available
  • Set up automatic payments through your credit union business checking account

Lines of Credit – Working Capital

A revolving line of credit may be the best financing option for those short-term cash flow needs. A line of credit gives an opened-ended access to a predetermined amount of credit. Lines of credit, both secured and unsecured, are available for business needs such as:

  • Working capital
  • Funding payroll
  • Purchasing supplies
  • Business emergency
  • Seasonal inventory purchase
  • Bridging the gap between accounts receivable and accounts payable

In purchase situations where you need additional cash flow, cuBIZloan lenders may be able to issue a letter of credit to cover the full or remaining amount of the purchase.